Terms and Conditions of Use 

Acceptance of the Terms and Conditions of Use 

These Terms and Conditions of Use for https://www.masterly.ca (the "Masterly Website") and its applications and services including, but not limited to, the FindWare Application (the "FindWare App"), the MasterlySOS Application (the "MasterlySOS App"), and the Masterly Forms Application (the "Masterly Forms App") (collectively, the "Masterly Apps") constitute a legal agreement and are entered into by and between you and Masterly Inc. ("Company", "we", "us", "our"). The following terms and conditions, together with any documents and/or additional terms they incorporate by reference (collectively, these “Masterly Terms and Conditions”), govern your access to and use of, including any content, functionality, and services offered on or through the Masterly Website and Masterly Apps.

By creating an account and checking the "I Agree" button, you: (i) accept and agree to be bound and comply with these Masterly Terms and Conditions and the Masterly Privacy Policy, found at https://core.masterly.ca/privacy-policy, incorporated herein by reference; and (ii) consent to the installation of the Masterly Apps on your mobile or other electronic device. If you do not agree to these Masterly Terms and Conditions or the Masterly Privacy Policy, you must not access or use the Masterly Apps.

By using the Masterly Website or the Masterly Apps, you represent and warrant that you are capable of forming a binding contract under applicable law, including that you are above the legal age of majority in the Province or Territory in which you reside, and meet all of the foregoing eligibility requirements, or that you are capable of forming a binding contract under applicable law, including that you are above the legal age of majority in the Province or Territory in which you reside, and you have given us your consent to allow any of your minor dependents to use the Masterly Website or Masterly Apps. If you do not meet all of these requirements, you must not access or use the Masterly Website or Masterly Apps.

Modifications to the Masterly Terms and Conditions and to the Masterly Apps

We reserve the right in our sole discretion to revise and update these Masterly Terms and Conditions from time to time. Any and all such modifications are effective immediately upon posting and apply to all access to and continued use of the Masterly Website and Masterly Apps. You agree to periodically review the Masterly Terms and Conditions in order to be aware of any such modifications and your continued use shall be your acceptance of these.

The information and material on the Masterly Website and Masterly Apps may be changed, withdrawn, or terminated at any time in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Masterly Apps is restricted to users or unavailable at any time or for any period.

No Duty to Correct Errors

You acknowledge and agree that Masterly Inc. has no obligation under these Masterly Terms and Conditions to correct any defects or errors in the Masterly Website and Masterly Apps, regardless of whether you inform Masterly Inc. of such defects or errors or Masterly Inc. otherwise is, or becomes aware of, such defects or errors. To the extent Masterly Inc. provides you with any updates or upgrades to the Masterly Website or Masterly Apps, such updates and upgrades shall be deemed to constitute part of the Masterly Website and Masterly Apps and shall be subject to all terms and provisions set forth in these Masterly Terms and Conditions, including, without limitation, terms and provisions related to licenses, use restrictions, ownership and distribution of the Masterly Website and Masterly Apps.

Functionality of the Masterly Apps

The FindWare App is designed to assist you in managing your assets tagged with a FindWare Quick Response (QR) code or Near-Field Communication (NFC) tag and to communicate with individuals who have found your assets in the event that they are lost.

The MasterlySOS App is designed to connect you with your emergency contacts by allowing individuals who have encountered you in an emergency situation to scan a MasterlySOS QR code or NFC tag.

The Masterly Forms App is designed to create, distribute, complete, and process various types of forms, including text, numbers, dates, file uploads/downloads, and provide data verification via document uploads or API access to verified databases.

The functionalities of the FindWare App, the MasterlySOS App, and the Masterly Forms App are collectively referred to as the "Services".

Your Use of the Masterly Apps and Account Set-Up and Security

The security of your personal information is very important to us. We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

The safety and security of your information also depend on you. Users are responsible for obtaining their own access to the Masterly Website and Masterly Apps. Users are required to ensure that all persons who access the Masterly Website or Masterly Apps through a user's internet connection are aware of these Terms and Conditions and comply with them. The Masterly Website and Masterly Apps, including content or areas of the Masterly Website and Masterly Apps, may require user registration. It is a condition of your use of the Masterly Website and Masterly Apps that all the information you provide is correct, current, and complete.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Masterly Website or Masterly Apps. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Masterly Website or Masterly Apps.

Your provision of registration information and any submissions you make to the Masterly Website or Masterly Apps through any functionality, such as chat rooms, e-mail, message boards, personal, or interest group web pages, profiles, forums, bulletin boards, and other such functions (collectively, "Interactive Functions") constitutes your consent to all actions we take with respect to such information consistent with our Masterly Privacy Policy, found at https://core.masterly.ca/privacy-policy.

Any username, password, or any other piece of information chosen by you, or provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared device so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to the Masterly Website and Masterly Apps or portions of them using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access.

We reserve the right at any time and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of these Terms and Conditions.

You are prohibited from attempting to circumvent and from violating the security of the Masterly Website or Masterly Apps, including, without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restricting, disrupting or disabling service to users, hosts, servers, or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting our ability to monitor the Masterly Website or Masterly Apps; (f) using any robot, spider, or other automatic device, process, or means to access the Masterly Website or Masterly Apps for any purpose, including monitoring or copying any of the material on the Masterly Website or Masterly Apps; (g) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attacking the Masterly Website or Masterly Apps via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing, or crashing; and (i) otherwise attempting to interfere with the proper working of the Masterly Website or Masterly Apps.

Intellectual Property Rights and Ownership

You understand and agree that the Masterly Website and Masterly Apps and their entire contents, features, and functionality, including, but not limited to, all information, software, code, data text, displays, graphics, photographs, images, video, audio, music, broadcast, design, presentation, website layout, selection, and arrangement, are owned by the Company, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including, without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.

The Company Name, Company logo, the FindWare, MasterlySOS, and Masterly Forms names, the FindWare, MasterlySOS, and Masterly Forms logos, and all related Company names, logos, product and service names, designs, images, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. Other names, logos, product and service names, designs, images, and slogans mentioned, or which appear on the Masterly Website or Masterly Apps are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute an infringement or violation of the rights of the property owner and may be a violation of federal or other laws and could subject the infringer to legal action.

You may only use the Masterly Website or Masterly Apps for your personal and non-commercial use. You shall not directly or indirectly reproduce, compile for an internal database, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Masterly Website or Masterly Apps, in any form or medium whatsoever except:

  • Your computer and browser may temporarily store or cache copies of materials being accessed and viewed;
  • A reasonable number of copies for personal use only may be printed keeping any proprietary notices thereon, which may only be used for non-commercial and lawful personal use and not for further reproduction, publication, or distribution of any kind on any medium whatsoever; and
  • In the event social media platforms are linked to certain content on the Masterly Website and Masterly Apps, you may take such actions as the Masterly Website, Masterly Apps, and such third-party social media platforms permit.

Users are not permitted to modify copies of any materials from the Masterly Website or Masterly Apps nor delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Masterly Website or Masterly Apps. You must not access or use for any commercial purposes any part of the Masterly Website or Masterly Apps or any services or materials available through the Masterly Website and Masterly Apps.

If you print off, copy, or download any part of the Masterly Website or Masterly Apps in breach of these Masterly Terms and Conditions, your right to use the Masterly Website or Masterly Apps will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. You have no right, title, or interest in or to the Masterly Website or Masterly Apps or to any content on the Masterly Website or Masterly Apps, and all rights not expressly granted are reserved by the Company.

Any use of the Masterly Website or Masterly Apps not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may infringe or violate copyright, trademark, and other intellectual property or other proprietary laws.

License to Use the Masterly Apps

Upon your acceptance of these Masterly Terms and Conditions, you will be permitted to install or activate and use the Masterly Apps. Subject to these Terms and Conditions, Masterly Inc. hereby grants you a limited, non-exclusive, royalty-free and revocable license for personal use of the Masterly Apps and their contents on a single mobile or other electronic device in executable object code format only (the "License"). For greater certainty, this License only allows you to use the Masterly Apps for your own personal use. This License does not include any rights not specifically enumerated herein. You agree not to take or permit any action with respect to the Masterly Apps that is not expressly authorized under this License.

AI Interaction Clause

By using the Masterly Forms App, you acknowledge and agree that:

  • AI Logging and Monitoring: Interactions with any AI systems are logged and may be monitored for quality assurance and service improvement purposes.
  • AI Outputs Disclaimer: The AI system aims to provide accurate and helpful responses; however, its outputs should not be considered professional, legal, or financial advice. AI systems, including the Masterly Forms App, do not always provide accurate information. Users should independently verify the information provided by the AI system before making any decisions based on it.
  • User Data Responsibility: You are solely responsible for the content you input into the AI system within the Masterly Forms App. By using the AI features, you agree not to:
    • Input sensitive personal information, including but not limited to health information, financial details, or other confidential data.
    • Share proprietary or confidential information that you do not have the rights to disclose.
    • Input any content that violates applicable laws, regulations, or third-party rights.
  • Data Privacy and Security: We prioritize the security of your data. However, you acknowledge that:
    • Data inputted into the AI system is stored and processed to provide and improve our services.
    • While we implement reasonable security measures, we cannot guarantee the absolute security of your data due to the inherent risks of internet-based transmissions. For more details, please refer to our Privacy Policy.
  • Compliance and Liability: By using the AI features in the Masterly Forms App, you agree that:
    • Your use complies with all applicable laws, regulations, and third-party rights.
    • The Company is not liable for any errors, omissions, or misinterpretations made by the AI system.

The Company’s liability for any claims arising from the use of the AI system is limited as specified in the Limitation of Liability section of these Terms and Conditions.

Additional App Installation Terms

If the Masterly Apps are being installed and used on your mobile device, additional terms and conditions may apply to you based on the mobile device:

  • iOS – Apple: These terms are an agreement between you and us, and not with Apple. Apple is not responsible for the Masterly Apps and the contents thereof. We grant you the right to use the Masterly Apps only on an iOS product that you own or control and as permitted by the Usage Rules set forth in Apple’s then-current App Store Media Services Terms and Conditions. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Masterly Apps. Apple is not responsible for the investigation, defense, settlement, and discharge of any third-party intellectual property infringement claim. Apple is not responsible for addressing any claims by you or any third party relating to the Masterly Apps or your possession and/or use of the Masterly Apps, including but not limited to: (a) product liability claims; (b) any claim that the Masterly Apps fail to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection or similar legislation. In the event of any failure of the Masterly Apps to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price, if applicable, for the Masterly Apps to you; and to the maximum extent permitted by a third-party, Apple will have no other warranty obligation whatsoever with respect to the Masterly Apps. Apple and Apple's subsidiaries are third party beneficiaries of these terms, and, upon your acceptance, Apple as a third-party beneficiary thereof will have the right (and will be deemed to have accepted the right) to enforce these terms against you.
  • Android – Google: These terms are an agreement between you and us, and not with Google. Google is not responsible for the Masterly Apps and the content thereof. Your use of the Masterly Apps must comply with Google’s then-current Google Play Store Terms of Service; Google is only a provider of the Google Play Store where you obtained the Masterly Apps; Google has no obligation or liability to you with respect to the Masterly Apps or these terms; and you acknowledge and agree that Google is a third-party beneficiary to these terms as it relates to the Masterly Apps.

You must also comply with all applicable laws and third-party terms of agreement when using the Masterly Apps (e.g., your wireless data service agreement). The Masterly Apps may not contain the same functionality available on the Company’s website (and certain functionality may not be available depending on which mobile device you are using). Your download and use of the Masterly Apps is at your own discretion and risk, and you are solely responsible for any damages to your hardware device(s) or loss of data that results from the download or use of the Masterly Apps.

Confidentiality

The structure, organization, and source code of the Masterly Website and Masterly Apps are the valuable trade secrets and proprietary confidential information of Masterly Inc. and its licensors. You agree not to provide or disclose any such confidential information in the Masterly Website and Masterly Apps or derived from it to any third party.

Conditions of Use and User Submissions and Website/App Content Standards

As a condition of your access and use of the Masterly Website or Masterly Apps, you agree that you may use the Masterly Website or Masterly Apps only for lawful purposes and in accordance with these Terms and Conditions.

The following app content standards apply to any and all content, material, and information a user submits, posts, publishes, displays, or transmits (collectively, "submit") to the apps or to other users or persons (collectively, "User Submissions") and any and all Interactive Functions. Any and all User Submissions must also comply with all applicable federal, provincial, local, and international laws, regulations, and terms of service.

Without limiting the foregoing, you warrant and agree that your use of the Masterly Website and Masterly Apps and any User Submissions shall not:

  • (a) In any manner violate any applicable federal, provincial, local, or international law or regulation including, without limitation, any laws regarding the export of data or software, patent, trademark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Masterly Terms and Conditions and the Masterly Privacy Policy.
  • (b) In any manner violate the terms of use of any third-party website or application that is linked to the Masterly Website or Masterly Apps, including but not limited to, any third-party social media website or application.
  • (c) Include or contain any material that is exploitive, obscene, harmful, threatening, abusive, harassing, hateful, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age or other such legally prohibited ground or be otherwise objectionable, such determination to be made in the Company's sole discretion.
  • (d) Involve stalking, attempting to exploit or harm any individual (including minors) in any way by exposing them to inappropriate content or otherwise ask for personal information as prohibited under applicable laws, regulations, or code.
  • (e) Involve, provide, or contribute any false, inaccurate, or misleading information.
  • (f) Include sending, knowingly receiving, uploading, downloading, using, or reusing any material that does not comply with the Conditions of Use and User Submissions and Website/App Content Standards.
  • (g) Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
  • (h) Transmit, or procure the sending of, any advertisements or promotions without our prior written consent, sales, or encourage any other commercial activities, including, without limitation, any "spam", "junk mail", "chain letter", contests, sweepstakes and other sales promotions, barter, or advertising or any other similar solicitation.
  • (i) Encourage any other conduct that restricts or inhibits anyone's use or enjoyment of the Masterly Apps, or which, as determined by us, may harm the Company or users of the Masterly Apps or expose them to liability.
  • (j) Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, or alarm any other person.
  • (k) Promote any illegal activity, or advocate, promote, or assist any unlawful act.
  • (l) Give the impression that they originate from or are endorsed by us or any other person or entity, if this is not the case.

User Submissions: Grant of License

The Masterly Website and Masterly Apps may contain Interactive Functions allowing User Submissions on or through the Masterly Website or Masterly Apps.

None of the User Submissions you submit to the Masterly Website or Masterly Apps will be subject to any confidentiality by the Company. By providing any User Submission to the Masterly Website or Masterly Apps, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to a world-wide, royalty free, perpetual, irrevocable, non-exclusive licence to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose and according to your account settings and/or incorporate such material into any form, medium or technology throughout the world without compensation to you. You further waive any moral rights or other rights of authorship as a condition of submitting any User Submission.

By submitting the User Submissions, you declare and warrant that you own or have the necessary rights to submit the User Submissions and have the right to grant the licence hereof to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns to the User Submissions and comply with these Terms and Conditions. You represent and warrant that all User Submissions comply with applicable laws and regulations and the Conditions of Use and User Submissions and Website/App Content Standards set out in these Terms and Conditions.

You understand and agree that you, not the Company nor Company's affiliates nor their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, or successors, are fully responsible for any User Submissions you submit or contribute, and you are fully responsible and legally liable, including to any third party, for such content and its accuracy. We are not responsible or legally liable to any third party for the content or accuracy of any User Submissions submitted by you or any other user of the Masterly Website or Masterly Apps.

Website and App Monitoring and Enforcement, Suspension, and Termination

The Company has the right, without provision of notice, to:

  • Remove or refuse to post on the Masterly Apps any User Submissions for any or no reason in our sole discretion.
  • At all times, take such actions with respect to any User Submission deemed necessary or appropriate in our sole discretion, including, without limitation, for violating these Terms and Conditions.
  • Take appropriate legal action, including, without limitation, referral to law enforcement or regulatory authority, or notifying the harmed party of any illegal or unauthorized use of the Masterly Website or Masterly Apps. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Masterly Website or Masterly Apps.
  • Terminate or suspend your access to all or part of the Masterly Website or Masterly Apps for any or no reason, including, without limitation, any violation of these Masterly Terms and Conditions.

You waive and hold harmless the Company and its affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, and successors from any and all claims resulting from any action taken by the Company and any of the foregoing parties relating to any investigations by either the Company or such parties or by law enforcement authorities.

We have no obligation, nor any responsibility to any party to monitor the Masterly Website, Masterly Apps, or their use, and do not and cannot undertake to review material that you or other users submit to the Masterly Website or Masterly Apps. We cannot ensure prompt removal of objectionable material after it has been posted and we have no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party, subject to applicable laws.

No Reliance

The content on the Masterly Website or Masterly Apps is provided for general information purposes only. It is not intended to amount to advice on which you should rely. You must obtain more specific or professional advice before taking, or refraining from, any action or inaction on the basis of the content on the Masterly Website or Masterly Apps.

Although we make reasonable efforts to update the information on the Masterly Website and Masterly Apps, we make no representations, warranties, or guarantees, whether express or implied, that the content on the Masterly Website and Masterly Apps is accurate, complete, or up to date. Your use of the Masterly Website and Masterly Apps is at your own risk and neither the Company nor its affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors have any responsibility or liability whatsoever for your use of the Masterly Website and Masterly Apps.

The Masterly Website and Masterly Apps may include content provided by third parties, including from other users and third-party licensors. All statements and/or opinions expressed in any such third-party content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of the Company. Neither the Company nor its affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors have any responsibility or liability whatsoever to you, or any third party, for the content or accuracy of any third-party materials.

Privacy

By submitting your personal information and using the Masterly Website or Masterly Apps, you consent to the collection, use, reproduction, hosting, transmission, and disclosure of any such user content submissions in compliance with our Privacy Policy, as we deem necessary for use of the Masterly Website and Masterly Apps and provision of services.

Products or Services

Certain products or services may be available exclusively online through the Masterly Website or Masterly Apps. Such products or services may have limited quantities. All products or services are subject to availability, and we cannot guarantee that products or services will be in stock. All sales are final and no refund will be issued.

We make every effort to display as accurately as possible the colors, features, specifications, and details of the products or services available on the Masterly Website and Masterly Apps. However, we do not guarantee that the colors, features, specifications, and details of the products or services will be accurate, complete, reliable, current, or free of other errors, and your electronic display may not accurately reflect the actual colors and details of the products or services.

We reserve the right to limit the quantities of the products or services offered or available on the Masterly Website and Masterly Apps. All descriptions or pricing of the products or services are subject to change at any time without notice, at our sole discretion. We reserve the right to discontinue any products or services at any time for any reason. We do not warrant that the quality of any of the products or services purchased by you will meet your expectations or that any errors on the Masterly Website or Masterly Apps will be corrected.

Accuracy of Billing and Account Information

You agree to provide current, complete, and accurate purchase and account information for all purchases of the products or services made via the Masterly Website and Masterly Apps. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We may change prices at any time. All payments shall be in Canadian dollars and be processed by the payment processing platform known as Stripe, Inc. Canadian taxes associated with our Services will be collected when applicable.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us via Stripe, Inc. to charge your chosen payment provider for any such amounts upon placing your order. If your order is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Website or through the Masterly Apps. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

Geographic Restrictions

The owner of the Masterly Website and Masterly Apps is based in Ontario, Canada. We provide the Masterly Website and Masterly Apps for use only by persons located in Canada. The Masterly Website and Masterly Apps are not intended for use in any jurisdiction where their use is not permitted. If you access the Masterly Website or Masterly Apps from outside Canada, you do so at your own risk and you are responsible for compliance with local laws of your jurisdiction.

Export Controls

You acknowledge that the Masterly Website and Masterly Apps, its content, and the underlying technology may be subject to applicable export jurisdiction. You agree to comply with all applicable international and national laws that apply to the Masterly Website and Masterly Apps, its content, and the underlying technology, as well as end-user, end use, and destination restrictions issued by Canadian and other governments. By downloading or using the Masterly Website or Masterly Apps and their contents, you agree to the foregoing and you represent, warrant and covenant that you are not located in, under the control of, or a national or a resident of any country identified in any applicable legislation, regulation, deny order or prohibition list issued by any governmental or regulatory body, and that you will otherwise comply with all applicable export control laws.

Disclaimer of Warranties

You understand and agree that your use of the Masterly Website and the Masterly Apps, their contents, and any services or items found or attained through the Masterly Website and the Masterly Apps is at your own risk. The Masterly Website and the Masterly Apps, their contents, and any services or items found or attained through the Masterly Website or the Masterly Apps are provided on an "as is" and "as available" basis, without any warranties or conditions of any kind, either express or implied including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

Neither the Company nor its affiliates, or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors make any warranty, representation, or endorsement with respect to the completeness, security, reliability, suitability, accuracy, currency, or availability of the Masterly Website or the Masterly Apps or its contents. Without limiting the foregoing, neither the Company nor its affiliates or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors represent or warrant that the Masterly Website, Masterly Apps, their contents, or any services or items found or attained through the Masterly Website or the Masterly Apps will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, or that the Masterly Website, Masterly Apps, or the server that makes them available are free of viruses or other harmful components.

We cannot and do not guarantee or warrant that files or data available for downloading from the internet, the Website, or your mobile device will be free of viruses or other destructive code. You are solely and entirely responsible for your use of the Masterly Website and the Masterly Apps and your computer, mobile device, internet, and data security. To the fullest extent provided by law, we will not be liable for any loss or damage caused by denial-of-service attack, distributed denial-of-service attack, overloading, flooding, mailbombing, or crashing, viruses, trojan horses, worms, logic bombs, or other technologically harmful material that may infect your computer or mobile equipment, computer or mobile programs, data, or other proprietary material due to your use of the Masterly Website, the Masterly Apps, or any services or items found or attained through the Masterly Website or the Masterly Apps or to your downloading of any material posted on them, or on any website linked to them.

Limitation of Liability

Except where such exclusions are prohibited by law, under no circumstance will the Company nor its affiliates or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors be liable for negligence, gross negligence, negligent misrepresentation, fundamental breach, damages of any kind, under any legal theory, including any direct, indirect, special, incidental, consequential, or punitive damages, including, but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort, breach of contract, breach of privacy, or otherwise, even if the party was allegedly advised or had reason to know, arising out of or in connection with your use, or inability to use, or reliance on, the Masterly Website, Masterly Apps, any linked websites or apps or such other third-party websites or apps, nor any app content, materials, posting, or information thereon.

Indemnification

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your breach of these Masterly Terms and Conditions or your use of the Masterly Website and the Masterly Apps, including, but not limited to, your User Submissions, third-party sites, any use of the Masterly Website or the Masterly Apps’ contents, services, and products other than as expressly authorized in these Masterly Terms and Conditions.

Governing Law and Choice of Forum

The Masterly Website, the Masterly Apps, and these Masterly Terms and Conditions will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle, or rule whether of the laws of the Province of Ontario or any other jurisdiction and notwithstanding your domicile, residence, or physical location.

Any action or proceeding arising out of or relating to the Masterly Website or Masterly Apps and under these Masterly Terms and Conditions will be instituted in the courts of the Province of Ontario and/or the Federal Court of Canada, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.

Waiver

Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from these Masterly Terms and Conditions operates, or may be construed, as a waiver thereof; and no single or partial exercise of any right, remedy, power, or privilege hereunder precludes any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.

Severability

If any term or provision of these Masterly Terms and Conditions is invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of these Masterly Terms and Conditions or invalidate or render unenforceable such term or provision in any other jurisdiction.

Entire Agreement

The Masterly Terms and Conditions and our Masterly Privacy Policy constitute the sole and entire agreement between you and Masterly Inc. regarding the Masterly Website and the Masterly Apps and supersedes all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, regarding such subject matter.

Reporting and Contact

The Masterly Website and the Masterly Apps are operated by Masterly Inc., 120 Adelaide Street West, Suite 2500, Toronto, Ontario, Canada M5H 1T1.

Should you become aware of misuse of the Masterly Website or the Masterly Apps, including libelous or defamatory conduct, you must report it to the Company at legal@masterly.ca.

All other feedback, comments, requests for technical support, and other communications relating to the Masterly Website or the Masterly Apps should be directed to support@masterly.ca.

Date: 2024 Aug 2

V.1.0.2